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Home Academy

3 Smart Money Moves To Make In Your 20s in Hong Kong

by Pcex Team
July 17, 2019
in Academy, Cryptocurrency
3 min read
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Some of the most important life skills that you can learn in your 20s are money management and financial literacy. Unfortunately, we are not equipped with these skills after years of school education. The majority of young adults are left worried with one question “how to manage money in your 20s?”

With the beginning of your career in a thriving place like Hong Kong, you also begin accumulating assets to aid your life. However, accumulating these assets is not enough. You should also be well aware of money management. Financial literacy does not mean knowing a way to earn money, but it means knowing good ways to spend it. 

The spending habits you make in your 20s remain with you throughout your life. Hence, forming the right foundation is extremely important for a better future. Therefore, now is the right time to think about your money and managing it. 

Here are the top three money moves that you should make in your 20s in Hong Kong: 

Invest as much as you can: 

Investing in your 20s is one of the best decisions that you will make in accordance with your finances. This will not only boost your financial portfolio but will also provide you with early exposure to the world of investment. 

In today’s world, you can go further with a number of investment options. From the traditional investing opportunities like stocks and bonds to emerging markets like cryptocurrency, you can invest in a number of ways.

One of the most popular investment options available today is, investing in cryptocurrency. It will not only confirm high profits but also give you a chance to advance in this new and rising market. To invest in crypto, all you need is a well-established and robust exchange. One such crypto exchange in Hong Kong is PCEX which allows you to invest and deal in cryptocurrency with lowest transaction fees. 

trade at pcex

Start freelancing in a thriving field:

Freelancing is a growing field that you like is one of the best ways to empower yourself financially. It allows you to have the freedom to choose your own clients and work on your own terms. However, picking a sector which is new and evolving is also very important. Cryptocurrency is one such field that has seen growth and popularity over a period of time.

Hong Kong cryptocurrency exchanges like PCEX offers you a chance to freelance in the emerging field of cryptocurrency. This also allows you to deal in the world of cryptocurrency without any long term commitments. 

Accumulate your Emergency fund: 

Life can put you in a surprising situation anytime. However, as a responsible adult, you should always be prepared for such emergencies. Therefore, saving an emergency fund is essential for money management. As a young adult, your emergency fund should be able to cover at least 3 months worth of expenses. By saving today for the upcoming surprises, you can clear your path to financial independence. 

Planning for your future in your 20s is one of the most important aspects of financial literacy. There are a number of steps that you can take in order to secure your financial future. From investing in cryptocurrency to saving for your future, each small step will take you closer to your financial freedom.

Tags: bitcoinblockchaincryptocrypto tradingcryptocurrencycryptocurrency exchangecryptocurrency marketHong KongMoney Moves To Make In Your 20spcex
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